Savings appA WAFU product
SIR Digital Gold
A mobile and web system for saving in digital gold in small, regular amounts.
Screens from the app.
- ₹100is all it takes to start saving
- 3ways to schedule: daily, weekly or monthly
The problem
Buying gold usually means a high starting cost and worries about security and access. The client also could not get a standard payment gateway approved for this new model, which slowed early growth and added friction for people making small, frequent purchases.
The solution
Start small
Users can begin with a small amount, which lowers the barrier for first-time savers.
Save on a schedule
Purchases can be set up daily, weekly or monthly, like a standing investment plan.
A payment route that did not wait
While gateway approval was pending, we designed a QR-code payment flow so users could still buy.
Live prices, clear records
The live gold price shows on every purchase, and a web dashboard lets admins manage transactions, portfolio value and trends, with chat alerts and summaries sent to them automatically.
The impact
- The product launched without depending on a conventional payment gateway.
- Small, regular saving is possible from a phone.
WAFU built the software. WAFU is not a financial institution and does not give financial advice.